Consumer Loans

Vehicle Loans – New and Used

  • 100% financing available for qualified vehicles. 
  • Used vehicle value based on the N.A.D.A. book
  • Financing available for up to up 72 months on qualified vehicles.
  • No late fees, or early pay off penalties.
  • Pre-Approval is available.

Motorcycle Loans – New and Used

  • 100% financing available for qualified vehicles. 
  • Used vehicle value based on the N.A.D.A. book
  • Financing available for up to up 60 months on qualified vehicles.
  • No late fees, or early pay off penalties.
  • Pre-Approval is available.

Recreational Vehicle Loans (Boats, Campers, Jet Skis and ATV’s) – New and Used

  • 100% financing available for qualified vehicles.  
  • Used vehicle value based on the N.A.D.A. book
  • Longer term financing available for qualified vehicles.
  • No late fees, or early pay off penalties.
  • Pre-Approval is available.

Education Loans

  • Maximum loan limit is $10,000 for up to 48 months.  Individual loan limit is subject to approval.
  • 100% of loan proceeds made out directly to the school or as reimbursement with proof of payment.
  • No late fees, and no early pay off penalties

Share/Certificate Secured Loans

  • Loan allows you to borrow against the funds in your share or certificate of deposit.
  • Variable rate loan based on your share or certificate account’s dividend rate + 2.50%
  • Great for building credit or repairing damaged credit.
  • No late fees, and no early pay off penalties

Share Draft Line of Credit (Open Ended)

Keep from bouncing checks or electronic payments with a Share Draft Line of Credit. When an item is presented for payment and your account does not have sufficient funds to cover an advance from your line of credit is made automatically.

  • Lines of Credit up to $2,500 to cover against over drafts.  Individual loan limit is subject to approval.
  • Line automatically funds draft account to cover insufficient items.
  • Monthly payment is 10% of existing balance or $20 (whichever is greater)
  • Re-Payment must be set up as Automatic Monthly Debit from Draft Account
  • No late fees, and no early pay off penalties

Signature Loans (Closed ended)

  • Maximum loan limit is $10,000 for up to 60 months. 
  • Individual loan limit and terms are subject to approval.
  • No late fees, and no early pay off penalties