Auto Loans - New

Looking to buy a new car? A low interest credit union Auto Loan with the manufacturers rebate will often save you more than 0.00% manufacturer financing. Call the credit union and compare, before you go to buy.

• 100% financing available for qualified vehicles
• 90% financing on new autos up to $75,000 and up to 72 months
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties
• Pre-Approval is available

Auto Loans – Used

Looking to buy a used car? Low credit union rates and available terms can make that car even more affordable. Call the credit union to discuss your options.

• 90% financing based on the N.A.D.A. book value on all used auto loans
• Loan terms up to 60 months
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties
• Pre-Approval is available

Motorcycle Loans

If the idea of hitting the open road on a motorcycle has always been a dream of yours, then the credit union can help you finance that dream. New or used you decide and we will do the rest.

• 90% financing available on all New and Used motorcycles (Used vehicle value based on N.A.D.A. book value).
• Finance up to up to 60 months.
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties
• Pre-Approval is available

Recreational Vehicle Loans (Boats, Campers, Jet Skis and ATV’s)

Is a Recreational Vehicle something that will put the fun back into your life? Let the credit union help you finance it so you can start having fun right away.

• 80% financing available on all New and Used Recreational Vehicles (Used vehicle value based on N.A.D.A book value).
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties
• Pre-Approval is available

Educational Loans

The cost of a college education can seem very intimidating and federal loan programs can seem just as intimidating. Our Educational Loan program offers ease and flexibility for financing your continuing education.

• Maximum loan limit is $10,000 for up to 48 months.  Individual loan limit is subject to approval.
• Request an advance at any time.
• 100% of loan proceeds made out directly to the school
• $10.00 Application Fee – (Application is good for four (4) years)
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties

Home Equity Loans

If you have equity in your home, then why not use it to finance that home project that needs to be done, pay off those high interest credit cards, or buy that large ticket item you’ve had your eye on. A credit union Fixed Rate Home Equity can be used for any of these, and the interest paid is tax deductible.

• Finance up to 80% Loan to value (80% of the accessed value of your home less your first mortgage).
• Finance between $10,000 and $75,000 for 5, 10 or 15 years.
• $100 Document processing fee refunded at loan signing.
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties
• We are an equal housing lender.

Rate Buster Loan

Credit card debt got you down. Pay off those high interest credit cards with our Rate Buster Loan. Just fill out an application and upon approval give us your credit card bills, and we do the rest.

• Loan is for the paying off of existing debt only
• Maximum loan limit is $10,000 for up to 48 months.  Individual loan limit is subject to approval.
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties

Share/Certificate Secured Loans

Use the funds in your share or certificate of deposit accounts to finance whatever you wish at the lowest rates available. Great for building credit or repairing damaged credit.

• A variable rate loan based on your share or certificate account’s dividend rate + 3.50%
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties

Share Draft Line of Credit (Open Ended)

Keep from bouncing checks or electronic payments with a Share Draft Line of Credit. When an item is presented for payment and your account does not have sufficient funds to cover an advance from your line of credit is made automatically.

• A Line of Credit up to $2,500 to cover against over drafts.  Individual loan limit is subject to approval.
• Monthly payment is 10% of existing balance or $20 which ever is greater
• Re-Payment must be set up as Automatic Monthly Debit from Draft Account 
• Credit Application Fee $3.00
• No late fees, and no early pay off penalties

Signature Loans (Closed ended)

A credit union Signature Loan can be used to purchase an item, pay off debts or start up a new business.

• Maximum loan limit is $10,000 for up to 36 months.  Individual loan limit is subject to approval.
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties

Signature Loans (Open ended)

Need access to financing but your not sure when you will need it? Apply for an Open ended Signature Loan, and upon approval request an advance at any time you need one. It’s that simple.

• Maximum loan limit is $10,000 for up to 48 months.  Individual loan limit is subject to approval.
• Application is good for two (2) years.
• $5.00 Application Fee
• Take an additional 1.00% off the rate for re-payment through payroll deduction.
• No late fees, and no early pay off penalties