Home Affordable Refinance Program
If you have a Fannie Mae or Freddie Mac Loan that closed before 6/1/2009, this program may be your ticket to lower monthly payments and a lower monthly interest rate.
LTVs up to 125% on primary residences
Loans with no PMI currently do not need new PMI
Loans with PMI may see a reduction in PMI Amount
Most loans close within 30 Days without Appraisal
30 Year Fixed Rates in Low to Mid 4's based on FICO Scores
How to get started
Go to http://www.makinghomeaffordable.gov/, to find out if you have a Fannie Mae or Freddie Mac loan. Select the GET ANSWERS Tab, and select the Find out who owns my mortgage link to access both the Fannie Mae and Freddie Mac lookup tools.
If your loan is a Fannie or Freddie Loan you can fill out a quick online application by clicking the H.A.R.P 2.0 link, and putting "HARP FANNIE" or "HARP FREDDIE" under type of loan requested.
We will then have a mortgage officer contact you within 24 - 48 hours.