Accounts

Share/Savings Accounts

Convenient and easy to use a credit union share account offers competitive rates and a secure means of saving.

  • Maintain a $5 minimum balance in a Share Account for credit union membership, and access to all credit union services.
  • Multiple Share Account availability for budgeting .
  • Dividends are paid Quarterly on balances of $100 or more.
  • Quarterly Statements

Share Draft/ Checking Accounts

Need to pay those bills? With a credit union Share Draft account you can do so by writing a check, using your VISA Check card, or having the payment pulled electronically from your account.

  • No Minimum Balance required
  • No deposit or per check fees
  • No dividends paid
  • Monthly Statement

Holiday Club Accounts

A credit union Holiday club is a convenient and easy way to save for the Holiday Season. 

  • Contributions can be made through mail, over the counter or payroll deduction.
  • Dividends are paid at the end of September each year, and Club Checks sent out in October.
  • Club activity is reported on your Quarterly Statement

Vacation Club

Saving for that special getaway?  Our Vacation Club can help you set aside the money you will need.

  • Contributions can be made through mail, over the counter or payroll deduction.
  • Dividends are paid Quarterly and you can access the funds at any time.
  • Club activity is reported on your Quarterly Statement

Individual Retirement Accounts (IRA’s)

The credit union offers Roth, Educational and simple IRA’s as a convenient and practical investment option for our members. Speak to one of our staff to discuss the best options for you.

  • Earn a higher rate of return on your funds by investing in one of our credit union IRA Term Share Certificates of Deposit. These are time based deposits which lock in at a higher rate for the term of the certificate.
  • Certificates Terms are available in 6, 12, 18 and 24 months.
  • All certificates pay dividend at maturity.
  • Penalty for early withdrawal on certificates with 12 month terms and under is 60 days interest.
  • Penalty for early withdrawal on certificates with 13 month terms and greater is 90 days interest.

Term Share Certificates of Deposit (CD’s)

Earn a higher rate of return on your funds by investing in one of our credit union Term Share Certificates of Deposit. These are time based deposits which lock in at a higher rate for the term of the certificate.

  • Certificates Terms are available in 6, 12, 18 and 24 months.
  • All certificates pay dividend at maturity.
  • Penalty for early withdrawal on certificates with 12 month terms and under is 60 days interest.
  • Penalty for early withdrawal on certificates with 13 month terms and greater is 90 days interest.