24 Hour-Telephone Response System
	A Safe and convenient way to check account balances, recent activity or to transferring between accounts.
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		Multiple member account access available by request.
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		No Transaction Fees, Monthly Service Fees or Annual Fees.
	Direct Deposit
	Sign up for Direct Deposit and enjoy the convenience of having your payroll, or just part of it, deposited electronically to your accounts.
	Just ask a credit union staff member to help set it up with your employer.
	Payroll Deduction
	Manage your Direct Deposits more effectively by setting up automatic payments and transfers to your credit union loans and accounts.
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		Eliminate the need to mail or hand-deliver your monthly credit union loan payment.
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		Sign up for Payroll Deduction when applying for your next credit union loan and receive an additional 1.00% off on the interest rate.
	Debit Cards
	The VISA Debit Card is an easy and convenient way to make purchases in-store or online, as well as access your money from any participating Automatic Teller Machine (ATM).
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		Usable through any ACCEL, NYCE, PLUS, VISA and SUM network ATMs. 
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		Avoid additional ATM “Machine” fees by using those that belong to the SUM Network.
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		No Transaction Fees, Monthly Service Fees or Annual Fees.
	Money Orders
	Need to make a payment and a personal check just won’t do? A Credit Union Money Order is a convenient and acceptable method of payment for virtually anything.
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		Can be made out for any amount up to $1,000.00
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		Only a $1.00 fee per money order
	Wire Transfers
	Electronically transfer funds to or from your account.
	Outgoing Wire Instructions
	Requests must be received by 2:30 PM.  A Wire Transfer Form must be used and include the following:
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		Financial Institution Name and Address
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		ABA/Transit Routing #
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		Further Credit Name & ABA (if applicable)
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		Beneficiary  Account  #, Name, and Address
	Incoming Wire Instructions
	
		
			| Wire to Financial Institution: | Leominster Credit Union 20 Adams Street
 Leominster, MA 01453
 | 
		
			| ABA/Transit Routing #: | 2113-8373-6 | 
		
			| For Credit to Account #: | 1000078646 | 
		
			| Final Credit To: | Member Name & Account # |