Rates are effective as of April 24, 2025. All rates are subject to change without notice. Membership eligibility required.
Share and Club Accounts
|
|
APR |
APY |
|
$100.00 to $9,999.99 |
0.15% |
0.150% |
|
$10,000.00 to $24,999.99 |
0.20% |
0.200% |
|
$25,000.00 and greater |
0.25% |
0.250% |
-
Dividends are paid Quarterly on Share and Vacation Club Accounts that have a minumum balance of $100.
-
Holiday Club Accounts post Dividend on the last day of September
-
Holiday Club Accounts incur loss of Dividends for early withdrawal
|
IRA Share Accounts
|
|
APR |
APY |
|
$100.00 to $9,999.99 |
0.15% |
0.150% |
|
$10,000.00 to $24,999.99 |
0.20% |
0.200% |
|
$25,000.00 and greater |
0.25% |
0.250% |
-
Dividends are paid Quarterly
|
Share Certificates of Deposit
|
Share Certificates - Tier 1 |
APR |
APY |
|
6 Month - ($500 Minimum Deposit) |
4.00% |
4.040% |
|
11 Month Special - ($1,000 Minimum Deposit) |
4.15% |
4.158% |
|
12 Month - ($1,000 Minimum Deposit) |
3.75% |
3.750% |
|
18 Month - ($1,000 Minimum Deposit) |
3.50% |
3.471% |
|
24 Month - ($1,000 Minimum Deposit) |
3.50% |
3.441% |
|
Share Certificates - Tier 2 |
APR |
APY |
|
6 Month - ($25,000 Minimum Deposit) |
4.00% |
4.040% |
|
11 Month Special - ($25,000 Minimum Deposit) |
4.15% |
4.158% |
|
12 Month - ($25,000 Minimum Deposit) |
3.75% |
3.750% |
|
18 Month - ($25,000 Minimum Deposit) |
3.50% |
3.471% |
|
24 Month - ($25,000 Minimum Deposit) |
3.50% |
3.441% |
-
All Share Certificates post dividends at maturity.
-
2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
-
3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
-
Tier level determined by opening deposit, not subject to change prior to dividend posting.
|
IRA Certificates of Deposit
|
IRA Certificates - Tier 1 |
APR |
APY |
|
6 Month - ($500 Minimum Deposit) |
4.00% |
4.040% |
|
11 Month Special - ($1,000 Minimum Deposit) |
4.15% |
4.158% |
|
12 Month - ($1,000 Minimum Deposit) |
3.75% |
3.750% |
|
18 Month - ($1,000 Minimum Deposit) |
3.50% |
3.471% |
|
24 Month - ($1,000 Minimum Deposit) |
3.50% |
3.441% |
|
IRA Certificates - Tier 2 |
APR |
APY |
|
6 Month - ($25,000 Minimum Deposit) |
4.00% |
4.040% |
|
11 Month Special - ($25,000 Minimum Deposit) |
4.15% |
4.158% |
|
12 Month - ($25,000 Minimum Deposit) |
3.75% |
3.750% |
|
18 Month - ($25,000 Minimum Deposit) |
3.50% |
3.471% |
|
24 Month - ($25,000 Minimum Deposit) |
3.50% |
3.441% |
-
All IRA Certificates post dividends at maturity.
-
2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
-
3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
-
Tier level determined by opening deposit, not subject to change prior to dividend posting.
|