Rates are effective as of October 22, 2020. All rates are subject to change daily.
Share and Club Accounts
|
|
APR |
APY |
|
$100.00 to $9,999.99 |
0.15% |
0.150% |
|
$10,000.00 to $24,999.99 |
0.20% |
0.200% |
|
$25,000.00 and greater |
0.25% |
0.250% |
-
Dividends are paid Quarterly on Share and Vacation Club Accounts that have a minumum balance of $100.
-
Holiday Club Accounts post Dividend on the last day of September
-
Holiday Club Accounts incur loss of Dividends for early withdrawal
|
IRA Share Accounts
|
|
APR |
APY |
|
$100.00 to $9,999.99 |
0.15% |
0.150% |
|
$10,000.00 to $24,999.99 |
0.20% |
0.200% |
|
$25,000.00 and greater |
0.25% |
0.250% |
-
Dividends are paid Quarterly
|
Share Certificates of Deposit
|
Share Certificates - Tier 1 |
APR |
APY |
|
6 Month - ($500 Minimum Deposit) |
0.35% |
0.350% |
|
12 Month - ($1,000 Minimum Deposit) |
0.40% |
0.400% |
|
18 Month - ($1,000 Minimum Deposit) |
0.50% |
0.499% |
|
24 Month - ($1,000 Minimum Deposit) |
0.55% |
0.549% |
|
Share Certificates - Tier 2 |
APR |
APY |
|
6 Month - ($25,000 Minimum Deposit) |
0.40% |
0.400% |
|
12 Month - ($25,000 Minimum Deposit) |
0.45% |
0.450% |
|
18 Month - ($25,000 Minimum Deposit) |
0.55% |
0.549% |
|
24 Month - ($25,000 Minimum Deposit) |
0.60% |
0.598% |
-
All Share Certificates post dividends at maturity.
-
2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
-
3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
-
Tier level determined by opening deposit, not subject to change prior to dividend posting.
|
IRA Certificates of Deposit
|
IRA Certificates - Tier 1 |
APR |
APY |
|
6 Month - ($500 Minimum Deposit) |
0.35% |
0.350% |
|
12 Month - ($1,000 Minimum Deposit) |
0.40% |
0.400% |
|
18 Month - ($1,000 Minimum Deposit) |
0.50% |
0.499% |
|
24 Month - ($1,000 Minimum Deposit) |
0.55% |
0.549% |
|
IRA Certificates - Tier 2 |
APR |
APY |
|
6 Month - ($25,000 Minimum Deposit) |
0.40% |
0.400% |
|
12 Month - ($25,000 Minimum Deposit) |
0.45% |
0.450% |
|
18 Month - ($25,000 Minimum Deposit) |
0.55% |
0.549% |
|
24 Month - ($25,000 Minimum Deposit) |
0.60% |
0.598% |
-
All IRA Certificates post dividends at maturity.
-
2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
-
3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
-
Tier level determined by opening deposit, not subject to change prior to dividend posting.
|