Deposit Rates

Rates are effective as of September 24, 2020.  All rates are subject to change daily.

Share and Club Accounts
  APR APY
$100.00 to $9,999.99 0.15% 0.150%
$10,000.00 to $24,999.99 0.20% 0.200%
$25,000.00 and greater 0.25% 0.250%
  • Dividends are paid Quarterly on Share and Vacation Club Accounts that have a minumum balance of $100.
  • Holiday Club Accounts post Dividend on the last day of September
  • Holiday Club Accounts incur loss of Dividends for early withdrawal
IRA Share Accounts
  APR APY
$100.00 to $9,999.99 0.15% 0.150%
$10,000.00 to $24,999.99 0.20% 0.200%
$25,000.00 and greater 0.25% 0.250%
  • Dividends are paid Quarterly
Share Certificates of Deposit
Share Certificates - Tier 1 APR APY
6 Month - ($500 Minimum Deposit) 0.40% 0.400%
12 Month - ($1,000 Minimum Deposit) 0.45% 0.450%
18 Month - ($1,000 Minimum Deposit) 0.50% 0.499%
24 Month - ($1,000 Minimum Deposit) 0.55% 0.549%
Share Certificates - Tier 2 APR APY
6 Month - ($25,000 Minimum Deposit) 0.45% 0.451%
12 Month - ($25,000 Minimum Deposit) 0.50% 0.500%
18 Month - ($25,000 Minimum Deposit) 0.55% 0.549%
24 Month - ($25,000 Minimum Deposit) 0.60% 0.598%
  • All Share Certificates post dividends at maturity.
  • 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
  • 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
  • Tier level determined by opening deposit, not subject to change prior to dividend posting.
IRA Certificates of Deposit
IRA Certificates - Tier 1 APR APY
6 Month - ($500 Minimum Deposit) 0.40% 0.400%
12 Month - ($1,000 Minimum Deposit) 0.45% 0.450%
18 Month - ($1,000 Minimum Deposit) 0.50% 0.499%
24 Month - ($1,000 Minimum Deposit) 0.55% 0.549%
IRA Certificates - Tier 2 APR APY
6 Month - ($25,000 Minimum Deposit) 0.45% 0.451%
12 Month - ($25,000 Minimum Deposit) 0.50% 0.500%
18 Month - ($25,000 Minimum Deposit) 0.55% 0.549%
24 Month - ($25,000 Minimum Deposit) 0.60% 0.598%
  • All IRA Certificates post dividends at maturity.
  • 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
  • 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
  • Tier level determined by opening deposit, not subject to change prior to dividend posting.