Deposit Rates

Rates are effective as of May 23, 2019.  All rates are subject to change daily.

Share and Club Accounts
  APR APY
$100.00 to $9,999.99 0.20% 0.20%
$10,000.00 to $24,999.99 0.30% 0.30%
$25,000.00 and greater 0.40% 0.40%
  • Dividends are paid Quarterly on Share and Vacation Club Accounts that have a minumum balance of $100.
  • Holiday Club Accounts post Dividend on the last day of September
  • Holiday Club Accounts incur loss of Dividends for early withdrawal
IRA Share Accounts
  APR APY
$100.00 to $9,999.99 0.20% 0.20%
$10,000.00 to $24,999.99 0.30% 0.30%
$25,000.00 and greater 0.40% 0.40%
  • Dividends are paid Quarterly
Share Certificates of Deposit
Share Certificates - Tier 1 APR APY
6 Month - ($500 Minimum Deposit) 1.65% 1.657%
12 Month - ($1,000 Minimum Deposit) 2.15% 2.150%
18 Month - ($1,000 Minimum Deposit) 2.25% 2.238%
24 Month - ($1,000 Minimum Deposit) 2.35% 2.323%
Share Certificates - Tier 2 APR APY
6 Month - ($25,000 Minimum Deposit) 1.75% 1.758%
12 Month - ($25,000 Minimum Deposit) 2.25% 2.250%
18 Month - ($25,000 Minimum Deposit) 2.35% 2.337%
24 Month - ($25,000 Minimum Deposit) 2.45% 2.421%
  • All Share Certificates post dividends at maturity.
  • 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
  • 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
  • Tier level determined by opening deposit, not subject to change prior to dividend posting.
IRA Certificates of Deposit
IRA Certificates - Tier 1 APR APY
6 Month - ($500 Minimum Deposit) 1.65% 1.657%
12 Month - ($1,000 Minimum Deposit) 2.15% 2.150%
18 Month - ($1,000 Minimum Deposit) 2.25% 2.238%
24 Month - ($1,000 Minimum Deposit) 2.35% 2.323%
IRA Certificates - Tier 2 APR APY
6 Month - ($25,000 Minimum Deposit) 1.75% 1.758%
12 Month - ($25,000 Minimum Deposit) 2.25% 2.250%
18 Month - ($25,000 Minimum Deposit) 2.35% 2.337%
24 Month - ($25,000 Minimum Deposit) 2.45% 2.421%
  • All IRA Certificates post dividends at maturity.
  • 2 Month Dividend Penalty for early withdrawal on Certificates with a terms of 12 months or under.
  • 3 Month Dividend Penalty for early withdrawal on Certificates with a terms greater than 12 months.
  • Tier level determined by opening deposit, not subject to change prior to dividend posting.