Facts
WHAT DOES LEOMINSTER EMPLOYEES FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social Security number and income
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Account number and account balances
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Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Leominster Employees FCU chooses to share; and whether you can limit this sharing.
|
Reasons we can share your personal information |
Does Leominster Emp FCU share? |
Can you limit this sharing? |
|
For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
|
For our marketing purposes — to offer our products and services to you |
No |
No |
|
For joint marketing with other financial companies |
Yes |
No |
|
For our affiliates’ everyday business purposes— information about your transactions and experiences |
No |
No |
|
For our affiliates’ everyday business purposes— information about your creditworthiness |
No |
No |
|
For nonaffiliates to market to you |
No |
No |
Questions?
Call 978-534-0240 or go to www.leomefcu.org.
Who We Are
Who is providing this notice?
Leominster Employees Federal Credit Union
What We Do
How does Leominster Employees FCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to information about you to those employees who need to know that information to provide products and services to you.
How does Leominster Employees FCU collect my personal Information?
We collect your personal information, for example, when you
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Open an account or deposit money
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Pay your bills or apply for a loan
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Use your debit card
We also collect your personal information from others, such as credit bureaus.
Why can't I limit all sharing?
Federal law gives you the right to limit only
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sharing for affiliates’ everyday business purposes—information about your creditworthiness
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affiliates from using your information to market to you
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sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfi nancial companies.
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Leominster Employees FCU has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfi nancial companies.
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Leominster Employees FCU does not share with nonaffiliates so they can market to you.
Joint marketing
A formal agreement between nonaffi liated financial companies that together market financial products or services to you.
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Such as member insurance products offered by CUNA Mutual Group.
Other important information
Leominster Employees FCU complies with 201 CMR 17:00: Standards for the Protection of Personal Information of Residents of the Commonwealth of Massachusetts.